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Car insurance for conscientious new drivers who know the law

Aside from helping you to stay safe and legal on the road, the telematics device that is fitted in your car when you buy a Drive Wiser policy also allows us to help you in the event of a claim.


The information recorded by the box can assist us in settling a claim quickly and efficiently, helping to keep costs down.

Road rules and regulations

But before you take to the road with your brand new Drive Wiser car insurance, as a new driver, you must be sure of the rules as they relate to UK roads.

Below we take a look at some of the rules which came into force during 2014/2015 so that you can refresh your knowledge of your obligations.

Drink-drive laws in Scotland

At the end of 2014 a new law came into force in Scotland making it illegal to drive with more than 50mg of alcohol per 100ml of blood in your system. This is lower than in the rest of the UK, which still has a limit of 80mg.

Driving while on medication

Driving restrictions are not confined only to consumption of alcohol and the taking of illegal drugs. If you are taking prescription drugs, you should be aware that a new law came into place in March 2015 which means that "it's illegal in England and Wales to drive with legal drugs in your body if it impairs your driving".

Prescription drugs considered unsafe for driving include methadone, diazepam and morphine. Drivers should also be aware that police are increasingly using roadside "drugalysers" to carry out on-the-spot testing of drivers.

Smoking with children

Although smoking in work-related transport has been illegal since 2007, it is now also illegal to smoke in any vehicle that is carrying a child or minor.

The decision to ban smoking in vehicles with children in them has not been taken lightly; it is thought that around three million children a year suffer exposure to "passive smoke" in cars and the health effects of this exposure are significant. Drivers who break this law face a fine.

Online tax discs

Since October 2014 those paying for their car tax no longer receive a paper tax disc. Instead, they are able to check their tax status using the DVLA website, while police are able to check a car's tax status by using their specialised database.

DVLA must be notified of any vehicle which is kept or driven on UK road. Vehicles requiring a tax payment must comply and those which are exempt must make the correct notification. Without appropriate tax or notification to DVLA the owner faces a fine and/or having their car clamped or impounded.

One thing to watch out for is the implication when buying or selling a car; tax is no longer automatically transferred between the two parties to the transaction and must instead be bought again at the time of purchase.

Photocard driving licences

Since 8 June 2015 the paper counterpart to a photocard driving licence is no longer valid and new ones will not be issued. To view details relating to your licence go to GOV.UK and search "view driving licence".

Drive Wiser, telematics car insurance for new drivers

Get a Quote with Drive Wiser today to find out how we are using the most innovative in-car smart technology to help our customers improve road safety for all.